What To Do When You Need to File a Homeowners Claim.

Fire or Homeowners Claims:
1. If there is damage to the building, make any necessary temporary repairs to the building to protect the property from further damage. Save ALL bills as they are a property part of the loss.
2.If there is damage to personal property, list all items that are damaged and, if possible, obtain an estimate for repairs.
3. If a theft occurs, call your local law enforcement agency immediately.
4. Do not sign ANY paper or statements unless requested to do so by a representative of your insurance company.
5. If anyone is injured, do not admit liability or fault. Discuss the accident only with a known representative of your insurance company.

Automobile:
1. Notify the police immediately.
2. Do not admit liability or fault. Discuss the accident only with a representative of your insurance company.
3. Write down names, addresses and telephone numbers of persons involved and all witnesses to the accident.
4. Write down license numbers, make and model numbers of car(s) involved.
5. Promptly notify your insurance agent.

Regardless of the type of policy you have, call your insurance agent after you have a loss. Your agent will help you make appropriate decisions and can direct you to reputable remediation experts.